Vantage and Finout are FinOps platforms for cloud infrastructure. They're excellent at AWS/Azure/GCP. But AI tokens aren't infrastructure — they're compensation. That changes who owns the seat (People Ops, not just Finance), how the data must be structured (per-engineer, not per-resource), and what the moats look like (HRIS integration, tax metadata, vesting).
| Capability | Vantage | TknBudget |
|---|---|---|
| Per-engineer ledger | — | Yes |
| Policy engine (role/level/region) | — | Yes |
| HRIS sync | — | Yes (Rippling, Deel, Workday) |
| Tax / benefit-in-kind metadata | — | Yes |
| Anti-tokenmaxxing attribution | — | Yes |
| Vesting (TokenForge) | — | Yes |
| AWS / Azure / GCP detail | Yes | — |
| Cloud commit-discount optimization | Yes | — |